Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Marol Branch branch in Mumbai, Greater Mumbai, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209018. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Marol Branch, Mumbai
The table below shows the main details of the IFSC Code CCBL0209018 for the Citizen Credit Cooperative Bank Limited branch in Mumbai, which falls under the Greater Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209018 |
| Branch | Marol Branch |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| Address | St.John The Evangelist High School,Marol,Andheri (E) Mumbai 400059 |
These details helps users in online banking and for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209018 for the Marol Branch branch of Citizen Credit Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Citizen Credit Cooperative Bank Limited located in Marol Branch, Mumbai, Maharashtra, are given a unique IFSC like CCBL0209018 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Greater Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Citizen Credit Cooperative Bank Limited in Marol Branch goes to the correct branch. This is important because Citizen Credit Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CCBL0209018
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Citizen Credit Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Marol Branch in Mumbai.
For example, the IFSC Code CCBL0209018 of Citizen Credit Cooperative Bank Limited for the Marol Branch branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209018 of Citizen Credit Cooperative Bank Limited for its Marol Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Greater Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and navigate to the branch locator section. Search for Marol Branch or Mumbai to get the exact IFSC Code CCBL0209018.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Citizen Credit Cooperative Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code CCBL0209018 for Online Transfers?
Once you have the IFSC Code CCBL0209018 for the Marol Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209018. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209018.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Marol Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Marol Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Marol Branch Mumbai branch is CCBL0209018.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at St.John The Evangelist High School,Marol,Andheri (E) Mumbai 400059.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.