IFSC Code of Citizen Credit Cooperative Bank Limited, Byculla Branch, Greater Mumbai, Maharashtra — CCBL0209004

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Byculla Branch branch in Mumbai, Greater Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Byculla Branch, Mumbai

Here are the main details that are associated with the IFSC Code CCBL0209004 of Citizen Credit Cooperative Bank Limited for its branch located in Mumbai, within the district of Greater Mumbai in the state of Maharashtra.

These details are crucial, not just for online banking users but also for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209004 for the Byculla Branch branch of Citizen Credit Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Citizen Credit Cooperative Bank Limited located in Byculla Branch, Mumbai, Maharashtra, are given a unique IFSC like CCBL0209004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Greater Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Citizen Credit Cooperative Bank Limited in Byculla Branch goes to the correct branch. This is important because Citizen Credit Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CCBL0209004

The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Citizen Credit Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Byculla Branch in Mumbai.

For example, the IFSC Code CCBL0209004 of Citizen Credit Cooperative Bank Limited for the Byculla Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?

To find the IFSC Code CCBL0209004 of Citizen Credit Cooperative Bank Limited for its Byculla Branch branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Greater Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Citizen Credit Cooperative Bank Limited and go to the branch locator section. Then search for Byculla Branch or Mumbai to find the exact IFSC Code CCBL0209004.

Mobile Banking App

If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Citizen Credit Cooperative Bank Limited and Mumbai will provide accurate information.

How to Use IFSC Code CCBL0209004 for Online Transfers?

Once you have the IFSC Code CCBL0209004 for the Byculla Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CCBL0209004. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209004.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Citizen Credit Cooperative Bank Limited Byculla Branch in Mumbai may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Byculla Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Citizen Credit Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.