There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Loharsi branch in Janjgir-Champa, Champa, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Janjgir-Champa or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code CNRB0006425. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Loharsi, Janjgir-Champa

Here are some of the key details that come with the IFSC Code CNRB0006425 of Canara Bank for its branch located in Janjgir-Champa, within the district of Champa in the state of Chhattisgarh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006425
Branch Loharsi
City Janjgir-Champa
District Champa
State Chhattisgarh
Address Canara Bank Loharsi Janjgir-Champa District Loharsi Chattisgarh 123

These details help users in online banking and for businesses and individuals who use Canara Bank in Janjgir-Champa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006425 for the Loharsi branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Loharsi, Janjgir-Champa, Chhattisgarh, are allotted a unique IFSC like CNRB0006425 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Janjgir-Champa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Janjgir-Champa and Champa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Loharsi reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code CNRB0006425

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Loharsi in Janjgir-Champa.

For example, the IFSC Code CNRB0006425 of Canara Bank for the Loharsi branch includes these elements, identifying the bank and the branch location in Janjgir-Champa and Chhattisgarh accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0006425 of Canara Bank for its Loharsi branch located in Janjgir-Champa, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Janjgir-Champa and Champa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Loharsi or Janjgir-Champa to get the exact IFSC Code CNRB0006425.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Janjgir-Champa, then it will provide you proper information.

How to Use IFSC Code CNRB0006425 for Online Transfers?

Once you have the IFSC Code CNRB0006425 for the Loharsi branch of Canara Bank in Janjgir-Champa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0006425. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006425.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Loharsi in Janjgir-Champa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Loharsi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Janjgir-Champa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Loharsi, Janjgir-Champa?

The IFSC Code is CNRB0006425.

Is the IFSC Code CNRB0006425 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Loharsi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Loharsi branch?

The address of the branch is Canara Bank Loharsi Janjgir-Champa District Loharsi Chattisgarh 123 located in Janjgir-Champa, Champa, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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