Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Champa Ii branch in Janjgir-Champa, Champa, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Janjgir-Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CNRB0015207. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Champa Ii, Janjgir-Champa

Here are some of the key details that come with the IFSC Code CNRB0015207 of Canara Bank for its branch located in Janjgir-Champa, within the district of Champa in the state of Chhattisgarh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0015207
Branch Champa Ii
City Janjgir-Champa
District Champa
State Chhattisgarh
Address House No 123 War No 19 Civil Lines Teahsil Rd Champa Dist Champa Chattisgarh 495671

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Janjgir-Champa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0015207 for the Champa Ii branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Champa Ii, Janjgir-Champa, Chhattisgarh, is provided a unique IFSC like CNRB0015207 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Janjgir-Champa.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Janjgir-Champa and Champa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Champa Ii do not get misguided to another person.

Format of the IFSC Code CNRB0015207

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Champa Ii in Janjgir-Champa.

For example, the IFSC Code CNRB0015207 of Canara Bank for the Champa Ii branch includes these elements, identifying the bank and the branch location in Janjgir-Champa and Chhattisgarh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0015207 of Canara Bank for its Champa Ii branch located in Janjgir-Champa, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Janjgir-Champa and Champa, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Champa Ii or Janjgir-Champa to get the exact IFSC Code CNRB0015207.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Janjgir-Champa, you'll get the correct details.

How to Use IFSC Code CNRB0015207 for Online Transfers?

Once you have the IFSC Code CNRB0015207 for the Champa Ii branch of Canara Bank in Janjgir-Champa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0015207. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0015207.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Champa Ii in Janjgir-Champa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Champa Ii, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Janjgir-Champa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Champa Ii, Janjgir-Champa?

The IFSC Code is CNRB0015207.

Is the IFSC Code CNRB0015207 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Champa Ii?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Champa Ii branch?

The address of the branch is House No 123 War No 19 Civil Lines Teahsil Rd Champa Dist Champa Chattisgarh 495671 located in Janjgir-Champa, Champa, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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