The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Champa branch in Janjgir-Champa, Champa, Chhattisgarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Janjgir-Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CNRB0004306. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Champa, Janjgir-Champa
Below in the table are the key details related to IFSC Code CNRB0004306 of Canara Bank for its branch located in Janjgir-Champa, within the district of Champa in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004306 |
| Branch | Champa |
| City | Janjgir-Champa |
| District | Champa |
| State | Chhattisgarh |
| Address | Canara Bank Ground Floor,Kbc Bldg,Barrior Chowk Champa Champa Chattisgarh 495671 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Janjgir-Champa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004306 for the Champa branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Champa, Janjgir-Champa, Chhattisgarh, are allotted a unique IFSC like CNRB0004306 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Janjgir-Champa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Janjgir-Champa and Champa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Champa reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.
Format of the IFSC Code CNRB0004306
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Champa in Janjgir-Champa.
For example, the IFSC Code CNRB0004306 of Canara Bank for the Champa branch includes these elements, identifying the bank and the branch location in Janjgir-Champa and Chhattisgarh accurately.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0004306 of Canara Bank for its Champa branch located in Janjgir-Champa, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Janjgir-Champa and Champa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Champa or Janjgir-Champa to find the exact IFSC Code CNRB0004306.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Janjgir-Champa will provide accurate information.
How to Use IFSC Code CNRB0004306 for Online Transfers?
Once you have the IFSC Code CNRB0004306 for the Champa branch of Canara Bank in Janjgir-Champa, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0004306. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004306.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Champa in Janjgir-Champa may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Champa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Janjgir-Champa to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004306.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank Ground Floor,Kbc Bldg,Barrior Chowk Champa Champa Chattisgarh 495671 located in Janjgir-Champa, Champa, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
