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IFSC Code of Canara Bank, Jammu Raghunath Bazar, Jammu, Jammu And Kashmir — CNRB0017640

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Jammu Raghunath Bazar branch in Jammu, Jammu, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code CNRB0017640. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jammu Raghunath Bazar, Jammu

Here are the main details that are associated with the IFSC Code CNRB0017640 of Canara Bank for its branch located in Jammu, within the district of Jammu in the state of Jammu And Kashmir.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017640
Branch Jammu Raghunath Bazar
City Jammu
District Jammu
State Jammu And Kashmir
Address Sant Palace Purani Mandi Jammu Jammu And Kashmir 180 001

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Jammu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0017640 for the Jammu Raghunath Bazar branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Jammu Raghunath Bazar, Jammu, Jammu And Kashmir, are allotted a unique IFSC like CNRB0017640 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jammu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jammu and Jammu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Jammu Raghunath Bazar reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code CNRB0017640

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jammu Raghunath Bazar in Jammu.

For example, the IFSC Code CNRB0017640 of Canara Bank for the Jammu Raghunath Bazar branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0017640 of Canara Bank for its Jammu Raghunath Bazar branch located in Jammu, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Jammu and Jammu, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Jammu Raghunath Bazar or Jammu to get the exact IFSC Code CNRB0017640.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Jammu, you'll get the correct details.

How to Use IFSC Code CNRB0017640 for Online Transfers?

Once you have the IFSC Code CNRB0017640 for the Jammu Raghunath Bazar branch of Canara Bank in Jammu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0017640. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0017640.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Jammu Raghunath Bazar in Jammu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jammu Raghunath Bazar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jammu manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Jammu Raghunath Bazar Jammu?

The IFSC Code of the Jammu Raghunath Bazar Jammu branch is CNRB0017640.

Is IFSC Code CNRB0017640 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Jammu Raghunath Bazar branch?

The branch is located at Sant Palace Purani Mandi Jammu Jammu And Kashmir 180 001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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