For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Jammu Bakshinagar branch in Jammu, Jammu, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code CNRB0005279. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jammu Bakshinagar, Jammu

Here are the key points that are associated with the IFSC Code CNRB0005279 of Canara Bank for its branch located in Jammu, within the district of Jammu in the state of Jammu And Kashmir.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005279
Branch Jammu Bakshinagar
City Jammu
District Jammu
State Jammu And Kashmir
Address Canara Bank 204, Bakshi Nagar, Behind Dilbagh Mandi, Jammu -180001

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Jammu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005279 for the Jammu Bakshinagar branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jammu Bakshinagar, Jammu, Jammu And Kashmir, is provided a unique IFSC like CNRB0005279 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Jammu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jammu and Jammu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Jammu Bakshinagar do not get misguided to another person.

Format of the IFSC Code CNRB0005279

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jammu Bakshinagar in Jammu.

For example, the IFSC Code CNRB0005279 of Canara Bank for the Jammu Bakshinagar branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0005279 of Canara Bank for its Jammu Bakshinagar branch located in Jammu, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Jammu Bakshinagar or Jammu to find the exact IFSC Code CNRB0005279.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Jammu will provide accurate information.

How to Use IFSC Code CNRB0005279 for Online Transfers?

If you have the IFSC Code CNRB0005279 for the Jammu Bakshinagar branch of Canara Bank in Jammu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005279. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0005279.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Jammu Bakshinagar in Jammu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jammu Bakshinagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jammu manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jammu Bakshinagar, Jammu?

The IFSC Code is CNRB0005279.

Is the IFSC Code CNRB0005279 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jammu Bakshinagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jammu Bakshinagar branch?

The address of the branch is Canara Bank 204, Bakshi Nagar, Behind Dilbagh Mandi, Jammu -180001 located in Jammu, Jammu, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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