Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Jammu branch in Chandigarh, Jammu, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Chandigarh or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code CNRB0017641. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jammu, Chandigarh

Below in the table are the key details related to IFSC Code CNRB0017641 of Canara Bank for its branch located in Chandigarh, within the district of Jammu in the state of Jammu And Kashmir.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0017641
Branch Jammu
City Chandigarh
District Jammu
State Jammu And Kashmir
Address No 323 Sector 4 Channi Himmat Jammu Jammu Jammu And Kashmir 180015 India

These details help users in online banking and for businesses and individuals who use Canara Bank in Chandigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0017641 for the Jammu branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jammu, Chandigarh, Jammu And Kashmir, is provided with a unique IFSC like CNRB0017641 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Chandigarh and Jammu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Jammu do not get mixed with another location.

Format of the IFSC Code CNRB0017641

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jammu in Chandigarh.

For example, the IFSC Code CNRB0017641 of Canara Bank for the Jammu branch includes these elements, identifying the bank and the branch location in Chandigarh and Jammu And Kashmir correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0017641 of Canara Bank for its Jammu branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Chandigarh and Jammu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Jammu or Chandigarh to get the exact IFSC Code CNRB0017641.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Chandigarh, then it will provide you proper information.

How to Use IFSC Code CNRB0017641 for Online Transfers?

Once you have the IFSC Code CNRB0017641 for the Jammu branch of Canara Bank in Chandigarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0017641. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0017641.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Jammu in Chandigarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Jammu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chandigarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Jammu, Chandigarh?

The IFSC Code is CNRB0017641.

Is the IFSC Code CNRB0017641 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Jammu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jammu branch?

The address of the branch is No 323 Sector 4 Channi Himmat Jammu Jammu Jammu And Kashmir 180015 India located in Chandigarh, Jammu, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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