Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Jalandhar Model Town branch in Jalandhar, Jalandhar, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0006617. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jalandhar Model Town, Jalandhar

Here are some of the key details that come with the IFSC Code CNRB0006617 of Canara Bank for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006617
Branch Jalandhar Model Town
City Jalandhar
District Jalandhar
State Punjab
Address Canara Bank 418 L,Near Muthoot Finance,Model Town,Jalandhar Jalandhar Model Town Punjab 144021

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006617 for the Jalandhar Model Town branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Jalandhar Model Town, Jalandhar, Punjab, is provided with a unique IFSC like CNRB0006617 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Jalandhar Model Town do not get mixed with another location.

Format of the IFSC Code CNRB0006617

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalandhar Model Town in Jalandhar.

For example, the IFSC Code CNRB0006617 of Canara Bank for the Jalandhar Model Town branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0006617 of Canara Bank for its Jalandhar Model Town branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Jalandhar Model Town or Jalandhar to get the exact IFSC Code CNRB0006617.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Jalandhar that will provide accurate information.

How to Use IFSC Code CNRB0006617 for Online Transfers?

Once you have the IFSC Code CNRB0006617 for the Jalandhar Model Town branch of Canara Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0006617. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006617.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Jalandhar Model Town in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jalandhar Model Town, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalandhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Jalandhar Model Town Jalandhar?

The IFSC Code of the Jalandhar Model Town Jalandhar branch is CNRB0006617.

Is IFSC Code CNRB0006617 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Jalandhar Model Town branch?

The branch is located at Canara Bank 418 L,Near Muthoot Finance,Model Town,Jalandhar Jalandhar Model Town Punjab 144021.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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