Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Specialised Sme Branch Jalandhar Ii branch in Jalandhar, Jalandhar, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0018130. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Specialised Sme Branch Jalandhar Ii, Jalandhar

The table below shows the main details of the IFSC Code CNRB0018130 for the Canara Bank branch in Jalandhar, which falls under the Jalandhar district in Punjab.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018130
Branch Specialised Sme Branch Jalandhar Ii
City Jalandhar
District Jalandhar
State Punjab
Address Near Hotel Skylark Model Town Road Punjab 144 001

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Jalandhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0018130 for the Specialised Sme Branch Jalandhar Ii branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Specialised Sme Branch Jalandhar Ii, Jalandhar, Punjab, is provided with a unique IFSC like CNRB0018130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Specialised Sme Branch Jalandhar Ii do not get mixed with another location.

Format of the IFSC Code CNRB0018130

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Specialised Sme Branch Jalandhar Ii in Jalandhar.

For example, the IFSC Code CNRB0018130 of Canara Bank for the Specialised Sme Branch Jalandhar Ii branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0018130 of Canara Bank for its Specialised Sme Branch Jalandhar Ii branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Specialised Sme Branch Jalandhar Ii or Jalandhar to get the exact IFSC Code CNRB0018130.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Jalandhar, then it will provide you proper information.

How to Use IFSC Code CNRB0018130 for Online Transfers?

Once you have the IFSC Code CNRB0018130 for the Specialised Sme Branch Jalandhar Ii branch of Canara Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018130. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018130.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Specialised Sme Branch Jalandhar Ii in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Specialised Sme Branch Jalandhar Ii, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Specialised Sme Branch Jalandhar Ii, Jalandhar?

The IFSC Code is CNRB0018130.

Is the IFSC Code CNRB0018130 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Specialised Sme Branch Jalandhar Ii?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Specialised Sme Branch Jalandhar Ii branch?

The address of the branch is Near Hotel Skylark Model Town Road Punjab 144 001 located in Jalandhar, Jalandhar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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