The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Jalandhar R O branch in Jalandhar, Jalandhar, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0007987. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Jalandhar R O, Jalandhar
Below in the table are the key details related to IFSC Code CNRB0007987 of Canara Bank for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0007987 |
| Branch | Jalandhar R O |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| Address | Canara Bank 362/363,Shakti Mall,Opp Gymkhana Club,Lajpat Nagar,Jalandhar Punjab 144001 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007987 for the Jalandhar R O branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0007987 is given to every bank branch, including Canara Bank located in Jalandhar R O, Jalandhar, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Jalandhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Jalandhar R O doesn't end up at another location.
Format of the IFSC Code CNRB0007987
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalandhar R O in Jalandhar.
For example, the IFSC Code CNRB0007987 of Canara Bank for the Jalandhar R O branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0007987 of Canara Bank for its Jalandhar R O branch located in Jalandhar, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Jalandhar R O or Jalandhar to get the exact IFSC Code CNRB0007987.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Jalandhar, you'll get the correct details.
How to Use IFSC Code CNRB0007987 for Online Transfers?
Once you have the IFSC Code CNRB0007987 for the Jalandhar R O branch of Canara Bank in Jalandhar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0007987. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007987.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Jalandhar R O in Jalandhar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Jalandhar R O, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0007987.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank 362/363,Shakti Mall,Opp Gymkhana Club,Lajpat Nagar,Jalandhar Punjab 144001 located in Jalandhar, Jalandhar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.