Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Happy High School,Gurdaspur branch in Gurdaspur, Gurdaspur, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0008632. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Happy High School,Gurdaspur, Gurdaspur
Here are some of the key details that come with the IFSC Code CNRB0008632 of Canara Bank for its branch located in Gurdaspur, within the district of Gurdaspur in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0008632 |
| Branch | Happy High School,Gurdaspur |
| City | Gurdaspur |
| District | Gurdaspur |
| State | Punjab |
| Address | Canara Bank, Happy High School Jail Road Gurdaspur Punjab 143521 |
These details help users in online banking and for businesses and individuals who use Canara Bank in Gurdaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0008632 for the Happy High School,Gurdaspur branch of Canara Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Happy High School,Gurdaspur, Gurdaspur, Punjab, is provided a unique IFSC like CNRB0008632 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Gurdaspur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gurdaspur and Gurdaspur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Happy High School,Gurdaspur do not get misguided to another person.
Format of the IFSC Code CNRB0008632
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Happy High School,Gurdaspur in Gurdaspur.
For example, the IFSC Code CNRB0008632 of Canara Bank for the Happy High School,Gurdaspur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0008632 of Canara Bank for its Happy High School,Gurdaspur branch located in Gurdaspur, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Gurdaspur and Gurdaspur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Happy High School,Gurdaspur or Gurdaspur to get the exact IFSC Code CNRB0008632.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Gurdaspur, you'll get the correct details.
How to Use IFSC Code CNRB0008632 for Online Transfers?
Once you have the IFSC Code CNRB0008632 for the Happy High School,Gurdaspur branch of Canara Bank in Gurdaspur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0008632. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0008632.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Happy High School,Gurdaspur in Gurdaspur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Happy High School,Gurdaspur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gurdaspur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0008632.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Canara Bank, Happy High School Jail Road Gurdaspur Punjab 143521 located in Gurdaspur, Gurdaspur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.