IFSC Code of Canara Bank, Gurdaspur Ii, Gurdaspur, Punjab- CNRB0018116

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Gurdaspur Ii branch in Gurdaspur, Gurdaspur, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0018116. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Gurdaspur Ii, Gurdaspur

The table below shows the main details of the IFSC Code CNRB0018116 for the Canara Bank branch in Gurdaspur, which falls under the Gurdaspur district in Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Gurdaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018116 for the Gurdaspur Ii branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Gurdaspur Ii, Gurdaspur, Punjab, are given a unique IFSC like CNRB0018116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gurdaspur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Gurdaspur and Gurdaspur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Gurdaspur Ii goes to the correct branch. This is important because Canara Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0018116

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gurdaspur Ii in Gurdaspur.

For example, the IFSC Code CNRB0018116 of Canara Bank for the Gurdaspur Ii branch has these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0018116 of Canara Bank for its Gurdaspur Ii branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Gurdaspur and Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Gurdaspur Ii or Gurdaspur to get the exact IFSC Code CNRB0018116.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Gurdaspur, then it will provide you proper information.

How to Use IFSC Code CNRB0018116 for Online Transfers?

Once you have the IFSC Code CNRB0018116 for the Gurdaspur Ii branch of Canara Bank in Gurdaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0018116. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0018116.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Gurdaspur Ii in Gurdaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Gurdaspur Ii, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurdaspur to handle online money transfers and get their cheques cleared smoothly.