IFSC Code of Canara Bank, Gurdaspur, Gurdaspur, Punjab- CNRB0001402

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Gurdaspur branch in Gurdaspur, Gurdaspur, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CNRB0001402. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Gurdaspur, Gurdaspur

The table below shows the main details of the IFSC Code CNRB0001402 for the Canara Bank branch in Gurdaspur, which falls under the Gurdaspur district in Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Gurdaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001402 for the Gurdaspur branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0001402 is given to every bank branch, including Canara Bank located in Gurdaspur, Gurdaspur, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Canara Bank branch in Gurdaspur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gurdaspur and Gurdaspur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Gurdaspur doesn't end up at another location.

Format of the IFSC Code CNRB0001402

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurdaspur in Gurdaspur.

For example, the IFSC Code CNRB0001402 of Canara Bank for the Gurdaspur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0001402 of Canara Bank for its Gurdaspur branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Gurdaspur and Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Gurdaspur or Gurdaspur to get the exact IFSC Code CNRB0001402.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Gurdaspur that will provide accurate information.

How to Use IFSC Code CNRB0001402 for Online Transfers?

Once you have the IFSC Code CNRB0001402 for the Gurdaspur branch of Canara Bank in Gurdaspur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0001402. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001402.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Gurdaspur in Gurdaspur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Gurdaspur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Canara Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurdaspur to handle online money transfers and get their cheques cleared smoothly.