Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Tumkur Main branch in Tumkur, Tumkur, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJTUMK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Tumkur Main, Tumkur

The table below shows the main details of the IFSC Code BARB0VJTUMK for the Bank Of Baroda branch in Tumkur, which falls under the Tumkur district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJTUMK
Branch Tumkur Main
City Tumkur
District Tumkur
State Karnataka
Address Honnakamala Crest General Cariappa Road K R Extn Tumkur Tumkur 572101

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Tumkur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJTUMK for the Tumkur Main branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Tumkur Main, Tumkur, Karnataka, are allotted a unique IFSC like BARB0VJTUMK to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tumkur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tumkur and Tumkur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Tumkur Main reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJTUMK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tumkur Main in Tumkur.

For example, the IFSC Code BARB0VJTUMK of Bank Of Baroda for the Tumkur Main branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJTUMK of Bank Of Baroda for its Tumkur Main branch located in Tumkur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Tumkur and Tumkur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Tumkur Main or Tumkur to get the exact IFSC Code BARB0VJTUMK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Tumkur, then it will provide you proper information.

How to Use IFSC Code BARB0VJTUMK for Online Transfers?

Once you have the IFSC Code BARB0VJTUMK for the Tumkur Main branch of Bank Of Baroda in Tumkur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJTUMK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJTUMK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Tumkur Main in Tumkur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Tumkur Main, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tumkur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Tumkur Main, Tumkur?

The IFSC Code is BARB0VJTUMK.

Is the IFSC Code BARB0VJTUMK permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Tumkur Main?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tumkur Main branch?

The address of the branch is Honnakamala Crest General Cariappa Road K R Extn Tumkur Tumkur 572101 located in Tumkur, Tumkur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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