For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Tumkur, Karnataka branch in Tumkur, Tumkur, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0TUMKUR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Tumkur, Karnataka, Tumkur

The table below shows the main details of the IFSC Code BARB0TUMKUR for the Bank Of Baroda branch in Tumkur, which falls under the Tumkur district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0TUMKUR
Branch Tumkur, Karnataka
City Tumkur
District Tumkur
State Karnataka
Address First Floor, Aiman Complex, Bh Road, Tumkur , Karnataka 572 103

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Tumkur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0TUMKUR for the Tumkur, Karnataka branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Tumkur, Karnataka, Tumkur, Karnataka, are given a unique IFSC like BARB0TUMKUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tumkur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tumkur and Tumkur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Tumkur, Karnataka goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0TUMKUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tumkur, Karnataka in Tumkur.

For example, the IFSC Code BARB0TUMKUR of Bank Of Baroda for the Tumkur, Karnataka branch has these elements, identifying the bank and the branch location in Tumkur and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0TUMKUR of Bank Of Baroda for its Tumkur, Karnataka branch located in Tumkur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Tumkur and Tumkur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Tumkur, Karnataka or Tumkur to get the exact IFSC Code BARB0TUMKUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Tumkur, you'll get the correct details.

How to Use IFSC Code BARB0TUMKUR for Online Transfers?

Once you have the IFSC Code BARB0TUMKUR for the Tumkur, Karnataka branch of Bank Of Baroda in Tumkur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0TUMKUR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0TUMKUR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Tumkur, Karnataka in Tumkur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Tumkur, Karnataka, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tumkur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Tumkur, Karnataka, Tumkur?

The IFSC Code is BARB0TUMKUR.

Is the IFSC Code BARB0TUMKUR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Tumkur, Karnataka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tumkur, Karnataka branch?

The address of the branch is First Floor, Aiman Complex, Bh Road, Tumkur , Karnataka 572 103 located in Tumkur, Tumkur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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