There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Tumkur branch in Tumkur, Tumkur, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Tumkur or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0DBTUMK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Tumkur, Tumkur

Here are some of the key details that come with the IFSC Code BARB0DBTUMK of Bank Of Baroda for its branch located in Tumkur, within the district of Tumkur in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBTUMK
Branch Tumkur
City Tumkur
District Tumkur
State Karnataka
Address Yogi Complexnear Sujuki Show Room1St Cross Ashok Nagar Tumkur Tumkur Karnataka 572102

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Tumkur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBTUMK for the Tumkur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBTUMK is given to every bank branch, including Bank Of Baroda located in Tumkur, Tumkur, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Tumkur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tumkur and Tumkur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Tumkur doesn't end up at another location.

Format of the IFSC Code BARB0DBTUMK

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tumkur in Tumkur.

For example, the IFSC Code BARB0DBTUMK of Bank Of Baroda for the Tumkur branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBTUMK of Bank Of Baroda for its Tumkur branch located in Tumkur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Tumkur and Tumkur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Tumkur or Tumkur to get the exact IFSC Code BARB0DBTUMK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Tumkur, you'll get the correct details.

How to Use IFSC Code BARB0DBTUMK for Online Transfers?

Once you have the IFSC Code BARB0DBTUMK for the Tumkur branch of Bank Of Baroda in Tumkur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBTUMK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBTUMK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Tumkur in Tumkur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Tumkur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tumkur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Tumkur, Tumkur?

The IFSC Code is BARB0DBTUMK.

Is the IFSC Code BARB0DBTUMK permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Tumkur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tumkur branch?

The address of the branch is Yogi Complexnear Sujuki Show Room1St Cross Ashok Nagar Tumkur Tumkur Karnataka 572102 located in Tumkur, Tumkur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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