There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Majhila branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Shahjahanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0MAJHIL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Majhila, Shahjahanpur

Here are the main details that are associated with the IFSC Code BARB0MAJHIL of Bank Of Baroda for its branch located in Shahjahanpur, within the district of Shahjahanpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAJHIL
Branch Majhila
City Shahjahanpur
District Shahjahanpur
State Uttar Pradesh
Address Vill And Post Majhila Tehsil Tilhar Dist Shahjahanpur Uttar Pradesh - 242305

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Shahjahanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAJHIL for the Majhila branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Majhila, Shahjahanpur, Uttar Pradesh, are allotted a unique IFSC like BARB0MAJHIL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shahjahanpur and Shahjahanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Majhila reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0MAJHIL

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Majhila in Shahjahanpur.

For example, the IFSC Code BARB0MAJHIL of Bank Of Baroda for the Majhila branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0MAJHIL of Bank Of Baroda for its Majhila branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Majhila or Shahjahanpur to get the exact IFSC Code BARB0MAJHIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Shahjahanpur, then it will provide you proper information.

How to Use IFSC Code BARB0MAJHIL for Online Transfers?

Once you have the IFSC Code BARB0MAJHIL for the Majhila branch of Bank Of Baroda in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAJHIL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAJHIL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Majhila in Shahjahanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Majhila, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shahjahanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Majhila Shahjahanpur?

The IFSC Code of the Majhila Shahjahanpur branch is BARB0MAJHIL.

Is IFSC Code BARB0MAJHIL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Majhila branch?

The branch is located at Vill And Post Majhila Tehsil Tilhar Dist Shahjahanpur Uttar Pradesh - 242305.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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