For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Sisauwa,Up branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SISAUW. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sisauwa,Up, Shahjahanpur

Here are some of the key details that come with the IFSC Code BARB0SISAUW of Bank Of Baroda for its branch located in Shahjahanpur, within the district of Shahjahanpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SISAUW
Branch Sisauwa,Up
City Shahjahanpur
District Shahjahanpur
State Uttar Pradesh
Address Village Sisauwa,Po Sisauwa,Tehsil Sadar,Dist Shahjahanpur,Uttar Pradesh - 242306.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Shahjahanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SISAUW for the Sisauwa,Up branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Sisauwa,Up, Shahjahanpur, Uttar Pradesh, is provided with a unique IFSC like BARB0SISAUW to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Shahjahanpur and Shahjahanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Sisauwa,Up do not get mixed with another location.

Format of the IFSC Code BARB0SISAUW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sisauwa,Up in Shahjahanpur.

For example, the IFSC Code BARB0SISAUW of Bank Of Baroda for the Sisauwa,Up branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SISAUW of Bank Of Baroda for its Sisauwa,Up branch located in Shahjahanpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sisauwa,Up or Shahjahanpur to find the exact IFSC Code BARB0SISAUW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Shahjahanpur will provide accurate information.

How to Use IFSC Code BARB0SISAUW for Online Transfers?

Once you have the IFSC Code BARB0SISAUW for the Sisauwa,Up branch of Bank Of Baroda in Shahjahanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SISAUW. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SISAUW.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Sisauwa,Up in Shahjahanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sisauwa,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shahjahanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sisauwa,Up, Shahjahanpur?

The IFSC Code is BARB0SISAUW.

Is the IFSC Code BARB0SISAUW permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sisauwa,Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sisauwa,Up branch?

The address of the branch is Village Sisauwa,Po Sisauwa,Tehsil Sadar,Dist Shahjahanpur,Uttar Pradesh - 242306. located in Shahjahanpur, Shahjahanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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