Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Shahjahanpur branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBSJNP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shahjahanpur, Shahjahanpur

The table below shows the main details of the IFSC Code BARB0DBSJNP for the Bank Of Baroda branch in Shahjahanpur, which falls under the Shahjahanpur district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSJNP
Branch Shahjahanpur
City Shahjahanpur
District Shahjahanpur
State Uttar Pradesh
Address Civil Line 2 Station Roadnear Durga Hotel Sadar Shahjahanpur Shahjahanpur Uttar Pradesh 242001

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Shahjahanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBSJNP for the Shahjahanpur branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shahjahanpur, Shahjahanpur, Uttar Pradesh, are given a unique IFSC like BARB0DBSJNP to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shahjahanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Shahjahanpur and Shahjahanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Shahjahanpur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBSJNP

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shahjahanpur in Shahjahanpur.

For example, the IFSC Code BARB0DBSJNP of Bank Of Baroda for the Shahjahanpur branch has these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSJNP of Bank Of Baroda for its Shahjahanpur branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shahjahanpur or Shahjahanpur to get the exact IFSC Code BARB0DBSJNP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shahjahanpur, you'll get the correct details.

How to Use IFSC Code BARB0DBSJNP for Online Transfers?

Once you have the IFSC Code BARB0DBSJNP for the Shahjahanpur branch of Bank Of Baroda in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBSJNP. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSJNP.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shahjahanpur in Shahjahanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shahjahanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shahjahanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Shahjahanpur Shahjahanpur?

The IFSC Code of the Shahjahanpur Shahjahanpur branch is BARB0DBSJNP.

Is IFSC Code BARB0DBSJNP permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Shahjahanpur branch?

The branch is located at Civil Line 2 Station Roadnear Durga Hotel Sadar Shahjahanpur Shahjahanpur Uttar Pradesh 242001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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