The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Bikaner Db branch in Bikaner, Bikaner, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0DBBIKA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Bikaner Db, Bikaner

The table below shows the main details of the IFSC Code BARB0DBBIKA for the Bank Of Baroda branch in Bikaner, which falls under the Bikaner district in Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBIKA
Branch Bikaner Db
City Bikaner
District Bikaner
State Rajasthan
Address 4 Amarsinghpura, New Gajner Road,Bikaner,Rajasthan

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Bikaner for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBBIKA for the Bikaner Db branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Bikaner Db, Bikaner, Rajasthan, are given a unique IFSC like BARB0DBBIKA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bikaner and Bikaner.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Bikaner Db goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBBIKA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bikaner Db in Bikaner.

For example, the IFSC Code BARB0DBBIKA of Bank Of Baroda for the Bikaner Db branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBBIKA of Bank Of Baroda for its Bikaner Db branch located in Bikaner, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bikaner and Bikaner, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Bikaner Db or Bikaner to get the exact IFSC Code BARB0DBBIKA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bikaner, you'll get the correct details.

How to Use IFSC Code BARB0DBBIKA for Online Transfers?

Once you have the IFSC Code BARB0DBBIKA for the Bikaner Db branch of Bank Of Baroda in Bikaner, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBIKA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBIKA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Bikaner Db in Bikaner may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bikaner Db, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bikaner Db, Bikaner?

The IFSC Code is BARB0DBBIKA.

Is the IFSC Code BARB0DBBIKA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bikaner Db?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bikaner Db branch?

The address of the branch is 4 Amarsinghpura, New Gajner Road,Bikaner,Rajasthan located in Bikaner, Bikaner, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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