Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jai Narayan Vyas Colony Bikaner branch in Bikaner, Bikaner, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0VJJAIX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jai Narayan Vyas Colony Bikaner, Bikaner

The table below shows the main details of the IFSC Code BARB0VJJAIX for the Bank Of Baroda branch in Bikaner, which falls under the Bikaner district in Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJJAIX
Branch Jai Narayan Vyas Colony Bikaner
City Bikaner
District Bikaner
State Rajasthan
Address Iid108, , Jnv Colony, , Bikaner , Bikaner , 334003

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bikaner for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJJAIX for the Jai Narayan Vyas Colony Bikaner branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jai Narayan Vyas Colony Bikaner, Bikaner, Rajasthan, are allotted a unique IFSC like BARB0VJJAIX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bikaner and Bikaner.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Jai Narayan Vyas Colony Bikaner reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code BARB0VJJAIX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jai Narayan Vyas Colony Bikaner in Bikaner.

For example, the IFSC Code BARB0VJJAIX of Bank Of Baroda for the Jai Narayan Vyas Colony Bikaner branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJJAIX of Bank Of Baroda for its Jai Narayan Vyas Colony Bikaner branch located in Bikaner, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jai Narayan Vyas Colony Bikaner or Bikaner to get the exact IFSC Code BARB0VJJAIX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bikaner, you'll get the correct details.

How to Use IFSC Code BARB0VJJAIX for Online Transfers?

Once you have the IFSC Code BARB0VJJAIX for the Jai Narayan Vyas Colony Bikaner branch of Bank Of Baroda in Bikaner, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJJAIX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJJAIX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Jai Narayan Vyas Colony Bikaner in Bikaner, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jai Narayan Vyas Colony Bikaner, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jai Narayan Vyas Colony Bikaner, Bikaner?

The IFSC Code is BARB0VJJAIX.

Is the IFSC Code BARB0VJJAIX permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jai Narayan Vyas Colony Bikaner?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jai Narayan Vyas Colony Bikaner branch?

The address of the branch is Iid108, , Jnv Colony, , Bikaner , Bikaner , 334003 located in Bikaner, Bikaner, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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