The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Sardulganj Branch branch in Bikaner, Bikaner, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0SARDUL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Sardulganj Branch, Bikaner

Here are the main details that are associated with the IFSC Code BARB0SARDUL of Bank Of Baroda for its branch located in Bikaner, within the district of Bikaner in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SARDUL
Branch Sardulganj Branch
City Bikaner
District Bikaner
State Rajasthan
Address Sardulganj Branch,Sardulganj,Bikaner,334001

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bikaner for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SARDUL for the Sardulganj Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SARDUL is given to every bank branch, including Bank Of Baroda located in Sardulganj Branch, Bikaner, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bikaner and Bikaner.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Sardulganj Branch doesn't end up at another location.

Format of the IFSC Code BARB0SARDUL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sardulganj Branch in Bikaner.

For example, the IFSC Code BARB0SARDUL of Bank Of Baroda for the Sardulganj Branch branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SARDUL of Bank Of Baroda for its Sardulganj Branch branch located in Bikaner, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sardulganj Branch or Bikaner to find the exact IFSC Code BARB0SARDUL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bikaner will provide accurate information.

How to Use IFSC Code BARB0SARDUL for Online Transfers?

Once you have the IFSC Code BARB0SARDUL for the Sardulganj Branch branch of Bank Of Baroda in Bikaner, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SARDUL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SARDUL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Sardulganj Branch in Bikaner, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sardulganj Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sardulganj Branch, Bikaner?

The IFSC Code is BARB0SARDUL.

Is the IFSC Code BARB0SARDUL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sardulganj Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sardulganj Branch branch?

The address of the branch is Sardulganj Branch,Sardulganj,Bikaner,334001 located in Bikaner, Bikaner, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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