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IFSC Code of Bandhan Bank Limited, Iim Road Branch, Lucknow, Lucknow, Uttar Pradesh — BDBL0002463

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Iim Road Branch, Lucknow branch in Lucknow, Lucknow, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0002463. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Iim Road Branch, Lucknow, Lucknow

The table below shows the main details of the IFSC Code BDBL0002463 for the Bandhan Bank Limited branch in Lucknow, which falls under the Lucknow district in Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002463
Branch Iim Road Branch, Lucknow
City Lucknow
District Lucknow
State Uttar Pradesh
Address Bandhan Bank , Upper Ground Floor, Khasra No. 995A, Raipur, Iim Road, Lucknow, Uttar Pradesh , Pin- 226020

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Lucknow for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002463 for the Iim Road Branch, Lucknow branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002463 is given to every bank branch, including Bandhan Bank Limited located in Iim Road Branch, Lucknow, Lucknow, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Lucknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lucknow and Lucknow.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Iim Road Branch, Lucknow doesn't end up at another location.

Format of the IFSC Code BDBL0002463

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Iim Road Branch, Lucknow in Lucknow.

For example, the IFSC Code BDBL0002463 of Bandhan Bank Limited for the Iim Road Branch, Lucknow branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002463 of Bandhan Bank Limited for its Iim Road Branch, Lucknow branch located in Lucknow, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Iim Road Branch, Lucknow or Lucknow to get the exact IFSC Code BDBL0002463.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Lucknow that will provide accurate information.

How to Use IFSC Code BDBL0002463 for Online Transfers?

If you have the IFSC Code BDBL0002463 for the Iim Road Branch, Lucknow branch of Bandhan Bank Limited in Lucknow, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002463. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002463.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Iim Road Branch, Lucknow in Lucknow, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Iim Road Branch, Lucknow, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Iim Road Branch, Lucknow, Lucknow?

The IFSC Code is BDBL0002463.

Is the IFSC Code BDBL0002463 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Iim Road Branch, Lucknow?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Iim Road Branch, Lucknow branch?

The address of the branch is Bandhan Bank , Upper Ground Floor, Khasra No. 995A, Raipur, Iim Road, Lucknow, Uttar Pradesh , Pin- 226020 located in Lucknow, Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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