There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Rae Bareli branch in Rae Bareli, Lucknow, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Rae Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BDBL0001913. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Rae Bareli, Rae Bareli
Here are the main details that are associated with the IFSC Code BDBL0001913 of Bandhan Bank Limited for its branch located in Rae Bareli, within the district of Lucknow in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001913 |
| Branch | Rae Bareli |
| City | Rae Bareli |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | 505 Ka Kutchery Main Road,Rae Bareli Kotwali Main,Dist.-Rae Bareli,Uttar Pradesh,Pin - 229001 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Rae Bareli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001913 for the Rae Bareli branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Rae Bareli, Rae Bareli, Uttar Pradesh, are allotted a unique IFSC like BDBL0001913 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rae Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rae Bareli and Lucknow.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bandhan Bank Limited in Rae Bareli reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BDBL0001913
The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rae Bareli in Rae Bareli.
For example, the IFSC Code BDBL0001913 of Bandhan Bank Limited for the Rae Bareli branch includes these elements, identifying the bank and the branch location in Rae Bareli and Uttar Pradesh correctly.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001913 of Bandhan Bank Limited for its Rae Bareli branch located in Rae Bareli, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Rae Bareli and Lucknow, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Rae Bareli or Rae Bareli to find the exact IFSC Code BDBL0001913.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Rae Bareli will provide accurate information.
How to Use IFSC Code BDBL0001913 for Online Transfers?
Once you have the IFSC Code BDBL0001913 for the Rae Bareli branch of Bandhan Bank Limited in Rae Bareli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001913. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001913.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Rae Bareli in Rae Bareli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Rae Bareli, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rae Bareli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001913.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 505 Ka Kutchery Main Road,Rae Bareli Kotwali Main,Dist.-Rae Bareli,Uttar Pradesh,Pin - 229001 located in Rae Bareli, Lucknow, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.