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IFSC Code of Bandhan Bank Limited, Jaunpur, Lucknow, Uttar Pradesh — BDBL0001845

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Jaunpur branch in Kanpur, Lucknow, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Kanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0001845. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jaunpur, Kanpur

Here are some of the key details that come with the IFSC Code BDBL0001845 of Bandhan Bank Limited for its branch located in Kanpur, within the district of Lucknow in the state of Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001845
Branch Jaunpur
City Kanpur
District Lucknow
State Uttar Pradesh
Address Ground Floor,House No 130A,Hussenabad,Near Wazidpur Tiraha,Ps-Line Bazar Jaunpur,Uttar Pradesh,Pin-222002

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Kanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001845 for the Jaunpur branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Jaunpur, Kanpur, Uttar Pradesh, is provided a unique IFSC like BDBL0001845 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kanpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kanpur and Lucknow.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jaunpur do not get misguided to another person.

Format of the IFSC Code BDBL0001845

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaunpur in Kanpur.

For example, the IFSC Code BDBL0001845 of Bandhan Bank Limited for the Jaunpur branch includes these elements, identifying the bank and the branch location in Kanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001845 of Bandhan Bank Limited for its Jaunpur branch located in Kanpur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kanpur and Lucknow, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Jaunpur or Kanpur to get the exact IFSC Code BDBL0001845.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Kanpur, you'll get the correct details.

How to Use IFSC Code BDBL0001845 for Online Transfers?

Once you have the IFSC Code BDBL0001845 for the Jaunpur branch of Bandhan Bank Limited in Kanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001845. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001845.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jaunpur in Kanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jaunpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kanpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Jaunpur Kanpur?

The IFSC Code of the Jaunpur Kanpur branch is BDBL0001845.

Is IFSC Code BDBL0001845 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Jaunpur branch?

The branch is located at Ground Floor,House No 130A,Hussenabad,Near Wazidpur Tiraha,Ps-Line Bazar Jaunpur,Uttar Pradesh,Pin-222002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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