The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Lal Ganesh branch in Kamrup Metropolitan, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0002965. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Lal Ganesh, Kamrup Metropolitan
Here are the main details that are associated with the IFSC Code UTIB0002965 of Axis Bank for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002965 |
| Branch | Lal Ganesh |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Ground And First Floor, Basudev Tower |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002965 for the Lal Ganesh branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Lal Ganesh, Kamrup Metropolitan, Assam, are allotted a unique IFSC like UTIB0002965 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup Metropolitan and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Lal Ganesh reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UTIB0002965
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lal Ganesh in Kamrup Metropolitan.
For example, the IFSC Code UTIB0002965 of Axis Bank for the Lal Ganesh branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002965 of Axis Bank for its Lal Ganesh branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Lal Ganesh or Kamrup Metropolitan to get the exact IFSC Code UTIB0002965.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kamrup Metropolitan, then it will provide you proper information.
How to Use IFSC Code UTIB0002965 for Online Transfers?
Once you have the IFSC Code UTIB0002965 for the Lal Ganesh branch of Axis Bank in Kamrup Metropolitan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002965. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002965.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Lal Ganesh in Kamrup Metropolitan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Lal Ganesh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lal Ganesh Kamrup Metropolitan branch is UTIB0002965.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground And First Floor, Basudev Tower.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
