The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Survey branch in Kamrup M, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Kamrup M or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0003348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Survey, Kamrup M
Here are the key points that are associated with the IFSC Code UTIB0003348 of Axis Bank for its branch located in Kamrup M, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003348 |
| Branch | Survey |
| City | Kamrup M |
| District | Guwahati |
| State | Assam |
| Address | Gr Flr 61 Beltola Basitha Rd Opp Beltola Nursery Near Bhabendra Alay Po Ps Beltola Guwahati 781028 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Kamrup M for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003348 for the Survey branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Survey, Kamrup M, Assam, is provided a unique IFSC like UTIB0003348 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Kamrup M.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamrup M and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Survey do not get misguided to another person.
Format of the IFSC Code UTIB0003348
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Survey in Kamrup M.
For example, the IFSC Code UTIB0003348 of Axis Bank for the Survey branch includes these elements, identifying the bank and the branch location in Kamrup M and Assam correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003348 of Axis Bank for its Survey branch located in Kamrup M, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kamrup M and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Survey or Kamrup M to get the exact IFSC Code UTIB0003348.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Kamrup M that will provide accurate information.
How to Use IFSC Code UTIB0003348 for Online Transfers?
Once you have the IFSC Code UTIB0003348 for the Survey branch of Axis Bank in Kamrup M, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003348. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003348.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Survey in Kamrup M, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Survey, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup M manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003348.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gr Flr 61 Beltola Basitha Rd Opp Beltola Nursery Near Bhabendra Alay Po Ps Beltola Guwahati 781028 located in Kamrup M, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
