IFSC Code of Axis Bank, Kalapahar, Guwahati, Assam- UTIB0004285

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kalapahar branch in Kamrup(Metro), Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Kamrup(Metro) or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0004285. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kalapahar, Kamrup(Metro)

Below in the table are the key details related to IFSC Code UTIB0004285 of Axis Bank for its branch located in Kamrup(Metro), within the district of Guwahati in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kamrup(Metro) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004285 for the Kalapahar branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kalapahar, Kamrup(Metro), Assam, is provided with a unique IFSC like UTIB0004285 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kamrup(Metro).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup(Metro) and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kalapahar do not get mixed with another location.

Format of the IFSC Code UTIB0004285

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalapahar in Kamrup(Metro).

For example, the IFSC Code UTIB0004285 of Axis Bank for the Kalapahar branch includes these elements, identifying the bank and the branch location in Kamrup(Metro) and Assam accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004285 of Axis Bank for its Kalapahar branch located in Kamrup(Metro), the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Kamrup(Metro) and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kalapahar or Kamrup(Metro) to get the exact IFSC Code UTIB0004285.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kamrup(Metro), you'll get the correct details.

How to Use IFSC Code UTIB0004285 for Online Transfers?

Once you have the IFSC Code UTIB0004285 for the Kalapahar branch of Axis Bank in Kamrup(Metro), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004285. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004285.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kalapahar in Kamrup(Metro), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kalapahar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kamrup(Metro) manage online transfers as well as cheque clearances with ease.