Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Ratnada Jodhpur branch in Jodhpur, Jodhpur, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0003454. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Ratnada Jodhpur, Jodhpur
Here are the key points that are associated with the IFSC Code UTIB0003454 of Axis Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003454 |
| Branch | Ratnada Jodhpur |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | Gr Flr Plot No 6 A1 Near Pwd Colony Pokaran Banglow Ratnada Jodhpur |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Jodhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003454 for the Ratnada Jodhpur branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ratnada Jodhpur, Jodhpur, Rajasthan, are given a unique IFSC like UTIB0003454 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jodhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jodhpur and Jodhpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Ratnada Jodhpur goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0003454
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ratnada Jodhpur in Jodhpur.
For example, the IFSC Code UTIB0003454 of Axis Bank for the Ratnada Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003454 of Axis Bank for its Ratnada Jodhpur branch located in Jodhpur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Ratnada Jodhpur or Jodhpur to find the exact IFSC Code UTIB0003454.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Jodhpur will provide accurate information.
How to Use IFSC Code UTIB0003454 for Online Transfers?
If you have the IFSC Code UTIB0003454 for the Ratnada Jodhpur branch of Axis Bank in Jodhpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003454. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003454.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Ratnada Jodhpur in Jodhpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Ratnada Jodhpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jodhpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003454.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr Plot No 6 A1 Near Pwd Colony Pokaran Banglow Ratnada Jodhpur located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
