The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Akhilya Circle branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0004397. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Akhilya Circle, Jodhpur

Here are the main details that are associated with the IFSC Code UTIB0004397 of Axis Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004397
Branch Akhilya Circle
City Jodhpur
District Jodhpur
State Rajasthan
Address Ground Floor And Mezzanine Floor, A-49, Basanti Tower Akhilya Vikas Yojna, Sur Sagar Road,Akhilaya Circle,Akhilaya 342008

These details helps users in online banking and for businesses and individuals who use Axis Bank in Jodhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004397 for the Akhilya Circle branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Akhilya Circle, Jodhpur, Rajasthan, are given a unique IFSC like UTIB0004397 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jodhpur and Jodhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Akhilya Circle goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004397

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akhilya Circle in Jodhpur.

For example, the IFSC Code UTIB0004397 of Axis Bank for the Akhilya Circle branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004397 of Axis Bank for its Akhilya Circle branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Jodhpur and Jodhpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Akhilya Circle or Jodhpur to get the exact IFSC Code UTIB0004397.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jodhpur, you'll get the correct details.

How to Use IFSC Code UTIB0004397 for Online Transfers?

Once you have the IFSC Code UTIB0004397 for the Akhilya Circle branch of Axis Bank in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004397. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004397.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Akhilya Circle in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Akhilya Circle, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Akhilya Circle, Jodhpur?

The IFSC Code is UTIB0004397.

Is the IFSC Code UTIB0004397 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Akhilya Circle?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Akhilya Circle branch?

The address of the branch is Ground Floor And Mezzanine Floor, A-49, Basanti Tower Akhilya Vikas Yojna, Sur Sagar Road,Akhilaya Circle,Akhilaya 342008 located in Jodhpur, Jodhpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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