The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Pal Road Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0003296. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Pal Road Jodhpur, Jodhpur
Here are the main details that are associated with the IFSC Code UTIB0003296 of Axis Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003296 |
| Branch | Pal Road Jodhpur |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | Gr Fl First Floor And Basement, 22S13, Samrat Ashok Udhyan, Chopasani, Aawasiya Yojna 342006 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Jodhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003296 for the Pal Road Jodhpur branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Pal Road Jodhpur, Jodhpur, Rajasthan, is provided with a unique IFSC like UTIB0003296 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Jodhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Pal Road Jodhpur do not get mixed with another location.
Format of the IFSC Code UTIB0003296
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pal Road Jodhpur in Jodhpur.
For example, the IFSC Code UTIB0003296 of Axis Bank for the Pal Road Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0003296 of Axis Bank for its Pal Road Jodhpur branch located in Jodhpur, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Pal Road Jodhpur or Jodhpur to get the exact IFSC Code UTIB0003296.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jodhpur, then it will provide you proper information.
How to Use IFSC Code UTIB0003296 for Online Transfers?
Once you have the IFSC Code UTIB0003296 for the Pal Road Jodhpur branch of Axis Bank in Jodhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003296. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003296.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Pal Road Jodhpur in Jodhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Pal Road Jodhpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jodhpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003296.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gr Fl First Floor And Basement, 22S13, Samrat Ashok Udhyan, Chopasani, Aawasiya Yojna 342006 located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.