Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Northern Railway Primary Multistate Coop branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0SNEEC1. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Northern Railway Primary Multistate Coop, Gorakhpur

Here are the key points that are associated with the IFSC Code UTIB0SNEEC1 of Axis Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SNEEC1
Branch Northern Railway Primary Multistate Coop
City Gorakhpur
District Gorakhpur
State Uttar Pradesh
Address Rly Colony Near Gm Office Gorakhpur. 273012

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gorakhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SNEEC1 for the Northern Railway Primary Multistate Coop branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Northern Railway Primary Multistate Coop, Gorakhpur, Uttar Pradesh, are given a unique IFSC like UTIB0SNEEC1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gorakhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gorakhpur and Gorakhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Northern Railway Primary Multistate Coop goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0SNEEC1

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Northern Railway Primary Multistate Coop in Gorakhpur.

For example, the IFSC Code UTIB0SNEEC1 of Axis Bank for the Northern Railway Primary Multistate Coop branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SNEEC1 of Axis Bank for its Northern Railway Primary Multistate Coop branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Northern Railway Primary Multistate Coop or Gorakhpur to get the exact IFSC Code UTIB0SNEEC1.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gorakhpur, you'll get the correct details.

How to Use IFSC Code UTIB0SNEEC1 for Online Transfers?

Once you have the IFSC Code UTIB0SNEEC1 for the Northern Railway Primary Multistate Coop branch of Axis Bank in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SNEEC1. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SNEEC1.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Northern Railway Primary Multistate Coop in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Northern Railway Primary Multistate Coop, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gorakhpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Northern Railway Primary Multistate Coop, Gorakhpur?

The IFSC Code is UTIB0SNEEC1.

Is the IFSC Code UTIB0SNEEC1 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Northern Railway Primary Multistate Coop?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Northern Railway Primary Multistate Coop branch?

The address of the branch is Rly Colony Near Gm Office Gorakhpur. 273012 located in Gorakhpur, Gorakhpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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