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IFSC Code of Axis Bank, Sahjanwa, Gorakhpur, Uttar Pradesh — UTIB0004155

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Sahjanwa branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Gorakhpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0004155. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sahjanwa, Gorakhpur

Here are some of the key details that come with the IFSC Code UTIB0004155 of Axis Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004155
Branch Sahjanwa
City Gorakhpur
District Gorakhpur
State Uttar Pradesh
Address Uppar Ground Floor Ward No 09 Pipra Sahjanwa Distt Gorakhpur

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Gorakhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004155 for the Sahjanwa branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sahjanwa, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like UTIB0004155 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Gorakhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sahjanwa do not get mixed with another location.

Format of the IFSC Code UTIB0004155

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sahjanwa in Gorakhpur.

For example, the IFSC Code UTIB0004155 of Axis Bank for the Sahjanwa branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004155 of Axis Bank for its Sahjanwa branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Gorakhpur and Gorakhpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sahjanwa or Gorakhpur to get the exact IFSC Code UTIB0004155.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gorakhpur, you'll get the correct details.

How to Use IFSC Code UTIB0004155 for Online Transfers?

Once you have the IFSC Code UTIB0004155 for the Sahjanwa branch of Axis Bank in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004155. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004155.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sahjanwa in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sahjanwa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sahjanwa, Gorakhpur?

The IFSC Code is UTIB0004155.

Is the IFSC Code UTIB0004155 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sahjanwa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sahjanwa branch?

The address of the branch is Uppar Ground Floor Ward No 09 Pipra Sahjanwa Distt Gorakhpur located in Gorakhpur, Gorakhpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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