There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Durgabadi Gorakhpur branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Gorakhpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0005480. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Durgabadi Gorakhpur, Gorakhpur
Here are the main details that are associated with the IFSC Code UTIB0005480 of Axis Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005480 |
| Branch | Durgabadi Gorakhpur |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Address | Ugf, Shop No1, 2, 3, H No 178, Humayur, Tappa Kasba, Parganahaveli, Durgabadi Road, Gorakhpur Up 273001 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005480 for the Durgabadi Gorakhpur branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Durgabadi Gorakhpur, Gorakhpur, Uttar Pradesh, are allotted a unique IFSC like UTIB0005480 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gorakhpur and Gorakhpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Durgabadi Gorakhpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UTIB0005480
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Durgabadi Gorakhpur in Gorakhpur.
For example, the IFSC Code UTIB0005480 of Axis Bank for the Durgabadi Gorakhpur branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005480 of Axis Bank for its Durgabadi Gorakhpur branch located in Gorakhpur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Durgabadi Gorakhpur or Gorakhpur to find the exact IFSC Code UTIB0005480.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gorakhpur will provide accurate information.
How to Use IFSC Code UTIB0005480 for Online Transfers?
Once you have the IFSC Code UTIB0005480 for the Durgabadi Gorakhpur branch of Axis Bank in Gorakhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0005480. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005480.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Durgabadi Gorakhpur in Gorakhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Durgabadi Gorakhpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gorakhpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Durgabadi Gorakhpur Gorakhpur branch is UTIB0005480.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ugf, Shop No1, 2, 3, H No 178, Humayur, Tappa Kasba, Parganahaveli, Durgabadi Road, Gorakhpur Up 273001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.