The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kuda branch in Dimapur, Dimapur, Nagaland, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0002549. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Kuda, Dimapur
Here are some of the key details that come with the IFSC Code UTIB0002549 of Axis Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002549 |
| Branch | Kuda |
| City | Dimapur |
| District | Dimapur |
| State | Nagaland |
| Address | Ground Floor,K.Kire Colony,House No.954,Kuda Village,C Khel Road,Dimapur,Nagaland,Pin 797112 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Dimapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002549 for the Kuda branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002549 is given to every bank branch, including Axis Bank located in Kuda, Dimapur, Nagaland, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Dimapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dimapur and Dimapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kuda doesn't end up at another location.
Format of the IFSC Code UTIB0002549
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuda in Dimapur.
For example, the IFSC Code UTIB0002549 of Axis Bank for the Kuda branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002549 of Axis Bank for its Kuda branch located in Dimapur, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Kuda or Dimapur to get the exact IFSC Code UTIB0002549.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Dimapur, then it will provide you proper information.
How to Use IFSC Code UTIB0002549 for Online Transfers?
Once you have the IFSC Code UTIB0002549 for the Kuda branch of Axis Bank in Dimapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002549. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002549.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kuda in Dimapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kuda, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002549.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,K.Kire Colony,House No.954,Kuda Village,C Khel Road,Dimapur,Nagaland,Pin 797112 located in Dimapur, Dimapur, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.