Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Dimapur [Nagaland] branch in Dimapur, Dimapur, or Nagaland, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0000378. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Dimapur [Nagaland], Dimapur

The table below shows the main details of the IFSC Code UTIB0000378 for the Axis Bank branch in Dimapur, which falls under the Dimapur district in Nagaland.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000378
Branch Dimapur [Nagaland]
City Dimapur
District Dimapur
State Nagaland
Address Circular Road Near City Tower

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Dimapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000378 for the Dimapur [Nagaland] branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Dimapur [Nagaland], Dimapur, Nagaland, is provided a unique IFSC like UTIB0000378 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Dimapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dimapur and Dimapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Nagaland and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Dimapur [Nagaland] do not get misguided to another person.

Format of the IFSC Code UTIB0000378

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dimapur [Nagaland] in Dimapur.

For example, the IFSC Code UTIB0000378 of Axis Bank for the Dimapur [Nagaland] branch has these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000378 of Axis Bank for its Dimapur [Nagaland] branch located in Dimapur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Dimapur [Nagaland] or Dimapur to get the exact IFSC Code UTIB0000378.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dimapur, you'll get the correct details.

How to Use IFSC Code UTIB0000378 for Online Transfers?

Once you have the IFSC Code UTIB0000378 for the Dimapur [Nagaland] branch of Axis Bank in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000378. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000378.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Dimapur [Nagaland] in Dimapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dimapur [Nagaland], here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dimapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Dimapur [Nagaland], Dimapur?

The IFSC Code is UTIB0000378.

Is the IFSC Code UTIB0000378 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Dimapur [Nagaland]?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dimapur [Nagaland] branch?

The address of the branch is Circular Road Near City Tower located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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