The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Chumukedima branch in Dimapur, Dimapur, Nagaland, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0003169. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Chumukedima, Dimapur
Here are some of the key details that come with the IFSC Code UTIB0003169 of Axis Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003169 |
| Branch | Chumukedima |
| City | Dimapur |
| District | Dimapur |
| State | Nagaland |
| Address | First Floor Ward No7 Near Nh29 Pin 797103 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Dimapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003169 for the Chumukedima branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Chumukedima, Dimapur, Nagaland, is provided with a unique IFSC like UTIB0003169 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Dimapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dimapur and Dimapur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Chumukedima do not get mixed with another location.
Format of the IFSC Code UTIB0003169
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chumukedima in Dimapur.
For example, the IFSC Code UTIB0003169 of Axis Bank for the Chumukedima branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003169 of Axis Bank for its Chumukedima branch located in Dimapur, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Chumukedima or Dimapur to get the exact IFSC Code UTIB0003169.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Dimapur that will provide accurate information.
How to Use IFSC Code UTIB0003169 for Online Transfers?
Once you have the IFSC Code UTIB0003169 for the Chumukedima branch of Axis Bank in Dimapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003169. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003169.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Chumukedima in Dimapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Chumukedima, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chumukedima Dimapur branch is UTIB0003169.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor Ward No7 Near Nh29 Pin 797103.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.