Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Vempalli Four Roads Crossing branch in Vempalli, Ysr Kadapa, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Vempalli or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002188. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Vempalli Four Roads Crossing, Vempalli

The table below shows the main details of the IFSC Code APGB0002188 for the Andhra Pragathi Grameena Bank branch in Vempalli, which falls under the Ysr Kadapa district in Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0002188
Branch Vempalli Four Roads Crossing
City Vempalli
District Ysr Kadapa
State Andhra Pradesh
Address Door No 1/397, Kandula Complex, Pulivendula Road,Four Roads Crossing, Vempalli-516329

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Vempalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002188 for the Vempalli Four Roads Crossing branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Vempalli Four Roads Crossing, Vempalli, Andhra Pradesh, is provided a unique IFSC like APGB0002188 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Andhra Pragathi Grameena Bank branch in Vempalli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vempalli and Ysr Kadapa.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Vempalli Four Roads Crossing do not get misguided to another person.

Format of the IFSC Code APGB0002188

This is the format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vempalli Four Roads Crossing in Vempalli.

For example, the IFSC Code APGB0002188 of Andhra Pragathi Grameena Bank for the Vempalli Four Roads Crossing branch includes these elements, identifying the bank and the branch location in Vempalli and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0002188 of Andhra Pragathi Grameena Bank for its Vempalli Four Roads Crossing branch located in Vempalli, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Vempalli and Ysr Kadapa, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Vempalli Four Roads Crossing or Vempalli to get the exact IFSC Code APGB0002188.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Vempalli, you'll get the correct details.

How to Use IFSC Code APGB0002188 for Online Transfers?

Once you have the IFSC Code APGB0002188 for the Vempalli Four Roads Crossing branch of Andhra Pragathi Grameena Bank in Vempalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0002188. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002188.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Vempalli Four Roads Crossing in Vempalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Vempalli Four Roads Crossing, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vempalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Vempalli Four Roads Crossing, Vempalli?

The IFSC Code is APGB0002188.

Is the IFSC Code APGB0002188 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Vempalli Four Roads Crossing?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vempalli Four Roads Crossing branch?

The address of the branch is Door No 1/397, Kandula Complex, Pulivendula Road,Four Roads Crossing, Vempalli-516329 located in Vempalli, Ysr Kadapa, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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