The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Railway Koduru Rs Road branch in Railway Koduru, Ysr Kadapa, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Railway Koduru or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002192. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Railway Koduru Rs Road, Railway Koduru
The table below shows the main details of the IFSC Code APGB0002192 for the Andhra Pragathi Grameena Bank branch in Railway Koduru, which falls under the Ysr Kadapa district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0002192 |
| Branch | Railway Koduru Rs Road |
| City | Railway Koduru |
| District | Ysr Kadapa |
| State | Andhra Pradesh |
| Address | D.No 7/543, Railway Station Road,Railway Koduru |
These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Railway Koduru for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGB0002192 for the Railway Koduru Rs Road branch of Andhra Pragathi Grameena Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Railway Koduru Rs Road, Railway Koduru, Andhra Pradesh, is provided with a unique IFSC like APGB0002192 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Andhra Pragathi Grameena Bank branch in Railway Koduru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Railway Koduru and Ysr Kadapa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Railway Koduru Rs Road do not get mixed with another location.
Format of the IFSC Code APGB0002192
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Railway Koduru Rs Road in Railway Koduru.
For example, the IFSC Code APGB0002192 of Andhra Pragathi Grameena Bank for the Railway Koduru Rs Road branch has these elements, identifying the bank and the branch location in Railway Koduru and Andhra Pradesh correctly.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0002192 of Andhra Pragathi Grameena Bank for its Railway Koduru Rs Road branch located in Railway Koduru, the following methods can help:
Cheque Book
The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Railway Koduru and Ysr Kadapa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Railway Koduru Rs Road or Railway Koduru to get the exact IFSC Code APGB0002192.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Railway Koduru that will provide accurate information.
How to Use IFSC Code APGB0002192 for Online Transfers?
Once you have the IFSC Code APGB0002192 for the Railway Koduru Rs Road branch of Andhra Pragathi Grameena Bank in Railway Koduru, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0002192. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002192.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Railway Koduru Rs Road in Railway Koduru, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Railway Koduru Rs Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Railway Koduru to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0002192.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D.No 7/543, Railway Station Road,Railway Koduru located in Railway Koduru, Ysr Kadapa, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.