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IFSC Code of Andhra Pragathi Grameena Bank, Proddatur Ngos Colony, Ysr Kadapa, Andhra Pradesh — APGB0002185

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Proddatur Ngos Colony branch in Proddatur, Ysr Kadapa, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Proddatur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002185. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Proddatur Ngos Colony, Proddatur

Here are some of the key details that come with the IFSC Code APGB0002185 of Andhra Pragathi Grameena Bank for its branch located in Proddatur, within the district of Ysr Kadapa in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0002185
Branch Proddatur Ngos Colony
City Proddatur
District Ysr Kadapa
State Andhra Pradesh
Address Dno 10/107 Ngos Colony Near Rtc Bus Stand Proddatur

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Proddatur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002185 for the Proddatur Ngos Colony branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Proddatur Ngos Colony, Proddatur, Andhra Pradesh, are given a unique IFSC like APGB0002185 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Proddatur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Proddatur and Ysr Kadapa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Andhra Pragathi Grameena Bank in Proddatur Ngos Colony goes to the correct branch. This is important because Andhra Pragathi Grameena Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code APGB0002185

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Proddatur Ngos Colony in Proddatur.

For example, the IFSC Code APGB0002185 of Andhra Pragathi Grameena Bank for the Proddatur Ngos Colony branch has these elements, identifying the bank and the branch location in Proddatur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are looking for the IFSC Code APGB0002185 of Andhra Pragathi Grameena Bank for its Proddatur Ngos Colony branch located in Proddatur, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pragathi Grameena Bank branches in Proddatur and Ysr Kadapa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for Proddatur Ngos Colony or Proddatur to get the exact IFSC Code APGB0002185.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Proddatur, then it will provide you proper information.

How to Use IFSC Code APGB0002185 for Online Transfers?

Once you have the IFSC Code APGB0002185 for the Proddatur Ngos Colony branch of Andhra Pragathi Grameena Bank in Proddatur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0002185. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002185.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Proddatur Ngos Colony in Proddatur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Proddatur Ngos Colony, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Proddatur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Proddatur Ngos Colony, Proddatur?

The IFSC Code is APGB0002185.

Is the IFSC Code APGB0002185 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Proddatur Ngos Colony?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Proddatur Ngos Colony branch?

The address of the branch is Dno 10/107 Ngos Colony Near Rtc Bus Stand Proddatur located in Proddatur, Ysr Kadapa, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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