Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its Jammalamadugu New Market branch in Jammalamadugu, Ysr Kadapa, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in Jammalamadugu or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002191. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Jammalamadugu New Market, Jammalamadugu
Here are some of the key details that come with the IFSC Code APGB0002191 of Andhra Pragathi Grameena Bank for its branch located in Jammalamadugu, within the district of Ysr Kadapa in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0002191 |
| Branch | Jammalamadugu New Market |
| City | Jammalamadugu |
| District | Ysr Kadapa |
| State | Andhra Pradesh |
| Address | Door No 1/604, Near Lic Office, New Market Centre,Rtc Busstand Road,Jammalamadugu |
These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Jammalamadugu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002191 for the Jammalamadugu New Market branch of Andhra Pragathi Grameena Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0002191 is given to every bank branch, including Andhra Pragathi Grameena Bank located in Jammalamadugu New Market, Jammalamadugu, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Andhra Pragathi Grameena Bank branch in Jammalamadugu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jammalamadugu and Ysr Kadapa.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Jammalamadugu New Market doesn't end up at another location.
Format of the IFSC Code APGB0002191
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jammalamadugu New Market in Jammalamadugu.
For example, the IFSC Code APGB0002191 of Andhra Pragathi Grameena Bank for the Jammalamadugu New Market branch includes these elements, identifying the bank and the branch location in Jammalamadugu and Andhra Pradesh accurately.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
To find the IFSC Code APGB0002191 of Andhra Pragathi Grameena Bank for its Jammalamadugu New Market branch located in Jammalamadugu, the following methods can help you out:
Cheque Book
The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Jammalamadugu and Ysr Kadapa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Jammalamadugu New Market or Jammalamadugu to find the exact IFSC Code APGB0002191.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Jammalamadugu will provide accurate information.
How to Use IFSC Code APGB0002191 for Online Transfers?
If you have the IFSC Code APGB0002191 for the Jammalamadugu New Market branch of Andhra Pragathi Grameena Bank in Jammalamadugu, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0002191. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002191.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Jammalamadugu New Market in Jammalamadugu, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Jammalamadugu New Market, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jammalamadugu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0002191.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Door No 1/604, Near Lic Office, New Market Centre,Rtc Busstand Road,Jammalamadugu located in Jammalamadugu, Ysr Kadapa, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.