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IFSC Code of Yes Bank, The Coop Bank Of Rajkot Univrstyrd, Rajkot, Gujarat — YESB0RAJ003

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its The Coop Bank Of Rajkot Univrstyrd branch in Rajkot, Rajkot, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Rajkot or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code YESB0RAJ003. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, The Coop Bank Of Rajkot Univrstyrd, Rajkot

Below in the table are the key details related to IFSC Code YESB0RAJ003 of Yes Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0RAJ003
Branch The Coop Bank Of Rajkot Univrstyrd
City Rajkot
District Rajkot
State Gujarat
Address Sahakar Saurabh, Saurastra Uni. Road, Rajkot - 5

These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Rajkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0RAJ003 for the The Coop Bank Of Rajkot Univrstyrd branch of Yes Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0RAJ003 is given to every bank branch, including Yes Bank located in The Coop Bank Of Rajkot Univrstyrd, Rajkot, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Rajkot.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in The Coop Bank Of Rajkot Univrstyrd doesn't end up at another location.

Format of the IFSC Code YESB0RAJ003

This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Coop Bank Of Rajkot Univrstyrd in Rajkot.

For example, the IFSC Code YESB0RAJ003 of Yes Bank for the The Coop Bank Of Rajkot Univrstyrd branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Yes Bank?

If you are looking for the IFSC Code YESB0RAJ003 of Yes Bank for its The Coop Bank Of Rajkot Univrstyrd branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Yes Bank branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Yes Bank and look for the branch locator section, then search for The Coop Bank Of Rajkot Univrstyrd or Rajkot to get the exact IFSC Code YESB0RAJ003.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Rajkot, then it will provide you proper information.

How to Use IFSC Code YESB0RAJ003 for Online Transfers?

Once you have the IFSC Code YESB0RAJ003 for the The Coop Bank Of Rajkot Univrstyrd branch of Yes Bank in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0RAJ003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0RAJ003.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank The Coop Bank Of Rajkot Univrstyrd in Rajkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in The Coop Bank Of Rajkot Univrstyrd, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in The Coop Bank Of Rajkot Univrstyrd, Rajkot?

The IFSC Code is YESB0RAJ003.

Is the IFSC Code YESB0RAJ003 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank The Coop Bank Of Rajkot Univrstyrd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Coop Bank Of Rajkot Univrstyrd branch?

The address of the branch is Sahakar Saurabh, Saurastra Uni. Road, Rajkot - 5 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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