The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Shree Dharati Coop Bank Kalawad Road branch in Rajkot, Rajkot, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0SDB006. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Shree Dharati Coop Bank Kalawad Road, Rajkot
Here are the main details that are associated with the IFSC Code YESB0SDB006 of Yes Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0SDB006 |
| Branch | Shree Dharati Coop Bank Kalawad Road |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | The Emoria Complex, 1St Floor, Kalawad Road, Rajkot - 360005 |
These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0SDB006 for the Shree Dharati Coop Bank Kalawad Road branch of Yes Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0SDB006 is given to every bank branch, including Yes Bank located in Shree Dharati Coop Bank Kalawad Road, Rajkot, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Rajkot.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Shree Dharati Coop Bank Kalawad Road doesn't end up at another location.
Format of the IFSC Code YESB0SDB006
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shree Dharati Coop Bank Kalawad Road in Rajkot.
For example, the IFSC Code YESB0SDB006 of Yes Bank for the Shree Dharati Coop Bank Kalawad Road branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0SDB006 of Yes Bank for its Shree Dharati Coop Bank Kalawad Road branch located in Rajkot, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Yes Bank branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Shree Dharati Coop Bank Kalawad Road or Rajkot to get the exact IFSC Code YESB0SDB006.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Rajkot, you'll get the correct details.
How to Use IFSC Code YESB0SDB006 for Online Transfers?
Once you have the IFSC Code YESB0SDB006 for the Shree Dharati Coop Bank Kalawad Road branch of Yes Bank in Rajkot, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0SDB006. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Yes Bank IFSC Code YESB0SDB006.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Yes Bank Shree Dharati Coop Bank Kalawad Road in Rajkot, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Shree Dharati Coop Bank Kalawad Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rajkot manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0SDB006.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Emoria Complex, 1St Floor, Kalawad Road, Rajkot - 360005 located in Rajkot, Rajkot, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.