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IFSC Code of Yes Bank, Shree Dharati Coop Bank Atika, Rajkot, Gujarat — YESB0SDB003

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Shree Dharati Coop Bank Atika branch in Rajkot, Rajkot, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Rajkot or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code YESB0SDB003. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Shree Dharati Coop Bank Atika, Rajkot

Here are some of the key details that come with the IFSC Code YESB0SDB003 of Yes Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0SDB003
Branch Shree Dharati Coop Bank Atika
City Rajkot
District Rajkot
State Gujarat
Address Narayan Society Main Road,Dhebar Road (South), Rajkot - 360002

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Rajkot for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0SDB003 for the Shree Dharati Coop Bank Atika branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Shree Dharati Coop Bank Atika, Rajkot, Gujarat, are given a unique IFSC like YESB0SDB003 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Yes Bank in Shree Dharati Coop Bank Atika goes to the correct branch. This is important because Yes Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code YESB0SDB003

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Dharati Coop Bank Atika in Rajkot.

For example, the IFSC Code YESB0SDB003 of Yes Bank for the Shree Dharati Coop Bank Atika branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0SDB003 of Yes Bank for its Shree Dharati Coop Bank Atika branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Shree Dharati Coop Bank Atika or Rajkot to get the exact IFSC Code YESB0SDB003.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Rajkot that will provide accurate information.

How to Use IFSC Code YESB0SDB003 for Online Transfers?

Once you have the IFSC Code YESB0SDB003 for the Shree Dharati Coop Bank Atika branch of Yes Bank in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0SDB003. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0SDB003.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Shree Dharati Coop Bank Atika in Rajkot may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Yes Bank in Shree Dharati Coop Bank Atika, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Shree Dharati Coop Bank Atika, Rajkot?

The IFSC Code is YESB0SDB003.

Is the IFSC Code YESB0SDB003 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Shree Dharati Coop Bank Atika?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shree Dharati Coop Bank Atika branch?

The address of the branch is Narayan Society Main Road,Dhebar Road (South), Rajkot - 360002 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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