For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Yes Bank for its Ucb Lakhimpur Nighasan Road branch in Lakhimpur Kheri, Lakhimpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Yes Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBNRD. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Ucb Lakhimpur Nighasan Road, Lakhimpur Kheri
Below in the table are the key details related to IFSC Code YESB0LUBNRD of Yes Bank for its branch located in Lakhimpur Kheri, within the district of Lakhimpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0LUBNRD |
| Branch | Ucb Lakhimpur Nighasan Road |
| City | Lakhimpur Kheri |
| District | Lakhimpur |
| State | Uttar Pradesh |
| Address | House - 18, Hathipur North, Nighasan Road, Lakhimpur Kheri 262701 |
These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0LUBNRD for the Ucb Lakhimpur Nighasan Road branch of Yes Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Ucb Lakhimpur Nighasan Road, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like YESB0LUBNRD so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Yes Bank branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Lakhimpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Ucb Lakhimpur Nighasan Road do not get misguided to another person.
Format of the IFSC Code YESB0LUBNRD
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ucb Lakhimpur Nighasan Road in Lakhimpur Kheri.
For example, the IFSC Code YESB0LUBNRD of Yes Bank for the Ucb Lakhimpur Nighasan Road branch has these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0LUBNRD of Yes Bank for its Ucb Lakhimpur Nighasan Road branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in Lakhimpur Kheri and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Ucb Lakhimpur Nighasan Road or Lakhimpur Kheri to get the exact IFSC Code YESB0LUBNRD.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Lakhimpur Kheri, then it will provide you proper information.
How to Use IFSC Code YESB0LUBNRD for Online Transfers?
Once you have the IFSC Code YESB0LUBNRD for the Ucb Lakhimpur Nighasan Road branch of Yes Bank in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0LUBNRD. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0LUBNRD.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Ucb Lakhimpur Nighasan Road in Lakhimpur Kheri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Lakhimpur Nighasan Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0LUBNRD.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is House - 18, Hathipur North, Nighasan Road, Lakhimpur Kheri 262701 located in Lakhimpur Kheri, Lakhimpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.