Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Ucb Lakhimpur Kheri Road branch in Lakhimpur Kheri, Lakhimpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Yes Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBKRD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Ucb Lakhimpur Kheri Road, Lakhimpur Kheri
Here are some of the key details that come with the IFSC Code YESB0LUBKRD of Yes Bank for its branch located in Lakhimpur Kheri, within the district of Lakhimpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0LUBKRD |
| Branch | Ucb Lakhimpur Kheri Road |
| City | Lakhimpur Kheri |
| District | Lakhimpur |
| State | Uttar Pradesh |
| Address | Cp No 102, Raj Nagar Yojna, Awas Vikas Colony, Kheri Road, Lakhimpur Kheri 262701 |
These details help users in online banking and for businesses and individuals who use Yes Bank in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0LUBKRD for the Ucb Lakhimpur Kheri Road branch of Yes Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Ucb Lakhimpur Kheri Road, Lakhimpur Kheri, Uttar Pradesh, are given a unique IFSC like YESB0LUBKRD to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lakhimpur Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Lakhimpur Kheri and Lakhimpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Yes Bank in Ucb Lakhimpur Kheri Road goes to the correct branch. This is important because Yes Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code YESB0LUBKRD
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucb Lakhimpur Kheri Road in Lakhimpur Kheri.
For example, the IFSC Code YESB0LUBKRD of Yes Bank for the Ucb Lakhimpur Kheri Road branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0LUBKRD of Yes Bank for its Ucb Lakhimpur Kheri Road branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Yes Bank branches in Lakhimpur Kheri and Lakhimpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Ucb Lakhimpur Kheri Road or Lakhimpur Kheri to get the exact IFSC Code YESB0LUBKRD.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Lakhimpur Kheri, you'll get the correct details.
How to Use IFSC Code YESB0LUBKRD for Online Transfers?
If you have the IFSC Code YESB0LUBKRD for the Ucb Lakhimpur Kheri Road branch of Yes Bank in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0LUBKRD. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0LUBKRD.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Ucb Lakhimpur Kheri Road in Lakhimpur Kheri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Lakhimpur Kheri Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ucb Lakhimpur Kheri Road Lakhimpur Kheri branch is YESB0LUBKRD.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Cp No 102, Raj Nagar Yojna, Awas Vikas Colony, Kheri Road, Lakhimpur Kheri 262701.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.