The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Kendrapara Urban Coop Bank Pattamundai branch in Kendrapara, Kendrapara, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0KCB003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Kendrapara Urban Coop Bank Pattamundai, Kendrapara
Here are some of the key details that come with the IFSC Code YESB0KCB003 of Yes Bank for its branch located in Kendrapara, within the district of Kendrapara in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0KCB003 |
| Branch | Kendrapara Urban Coop Bank Pattamundai |
| City | Kendrapara |
| District | Kendrapara |
| State | Odisha |
| Address | At Post Pattamundai, Kendrapara - 754215 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Kendrapara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0KCB003 for the Kendrapara Urban Coop Bank Pattamundai branch of Yes Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Kendrapara Urban Coop Bank Pattamundai, Kendrapara, Odisha, are allotted a unique IFSC like YESB0KCB003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kendrapara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kendrapara and Kendrapara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Yes Bank in Kendrapara Urban Coop Bank Pattamundai reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code YESB0KCB003
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Yes Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kendrapara Urban Coop Bank Pattamundai in Kendrapara.
For example, the IFSC Code YESB0KCB003 of Yes Bank for the Kendrapara Urban Coop Bank Pattamundai branch includes these elements, identifying the bank and the branch location in Kendrapara and Odisha accurately.
How to Find IFSC Code for Yes Bank?
To find the IFSC Code YESB0KCB003 of Yes Bank for its Kendrapara Urban Coop Bank Pattamundai branch located in Kendrapara, the following methods can help you out:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Yes Bank branches in Kendrapara and Kendrapara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Yes Bank and go to the branch locator section. Then search for Kendrapara Urban Coop Bank Pattamundai or Kendrapara to find the exact IFSC Code YESB0KCB003.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Kendrapara will provide accurate information.
How to Use IFSC Code YESB0KCB003 for Online Transfers?
Once you have the IFSC Code YESB0KCB003 for the Kendrapara Urban Coop Bank Pattamundai branch of Yes Bank in Kendrapara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0KCB003. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0KCB003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Kendrapara Urban Coop Bank Pattamundai in Kendrapara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Kendrapara Urban Coop Bank Pattamundai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kendrapara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0KCB003.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Pattamundai, Kendrapara - 754215 located in Kendrapara, Kendrapara, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.