Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Kendrapara Urban Coop Bank Marshaghai branch in Kendrapara, Kendrapara, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0KCB004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Kendrapara Urban Coop Bank Marshaghai, Kendrapara
Here are some of the key details that come with the IFSC Code YESB0KCB004 of Yes Bank for its branch located in Kendrapara, within the district of Kendrapara in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0KCB004 |
| Branch | Kendrapara Urban Coop Bank Marshaghai |
| City | Kendrapara |
| District | Kendrapara |
| State | Odisha |
| Address | At Post Marshaghai, Kendrapara - 754213 |
These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Kendrapara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0KCB004 for the Kendrapara Urban Coop Bank Marshaghai branch of Yes Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Kendrapara Urban Coop Bank Marshaghai, Kendrapara, Odisha, is provided with a unique IFSC like YESB0KCB004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Kendrapara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kendrapara and Kendrapara.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Kendrapara Urban Coop Bank Marshaghai do not get mixed with another location.
Format of the IFSC Code YESB0KCB004
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kendrapara Urban Coop Bank Marshaghai in Kendrapara.
For example, the IFSC Code YESB0KCB004 of Yes Bank for the Kendrapara Urban Coop Bank Marshaghai branch has these elements, identifying the bank and the branch location in Kendrapara and Odisha correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0KCB004 of Yes Bank for its Kendrapara Urban Coop Bank Marshaghai branch located in Kendrapara, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Yes Bank branches in Kendrapara and Kendrapara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Kendrapara Urban Coop Bank Marshaghai or Kendrapara to get the exact IFSC Code YESB0KCB004.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Kendrapara, you'll get the correct details.
How to Use IFSC Code YESB0KCB004 for Online Transfers?
Once you have the IFSC Code YESB0KCB004 for the Kendrapara Urban Coop Bank Marshaghai branch of Yes Bank in Kendrapara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0KCB004. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0KCB004.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Kendrapara Urban Coop Bank Marshaghai in Kendrapara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Kendrapara Urban Coop Bank Marshaghai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kendrapara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0KCB004.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Marshaghai, Kendrapara - 754213 located in Kendrapara, Kendrapara, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.