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IFSC Code of Yes Bank, Ucb Cuttack Gandarpur Nh, Cuttack, Odisha — YESB0CUB008

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Ucb Cuttack Gandarpur Nh branch in Cuttack, Cuttack, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Cuttack or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code YESB0CUB008. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Ucb Cuttack Gandarpur Nh, Cuttack

Below in the table are the key details related to IFSC Code YESB0CUB008 of Yes Bank for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CUB008
Branch Ucb Cuttack Gandarpur Nh
City Cuttack
District Cuttack
State Odisha
Address Gandarpur Nh5 753003

These details help users in online banking and for businesses and individuals who use Yes Bank in Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CUB008 for the Ucb Cuttack Gandarpur Nh branch of Yes Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0CUB008 is given to every bank branch, including Yes Bank located in Ucb Cuttack Gandarpur Nh, Cuttack, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cuttack and Cuttack.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Ucb Cuttack Gandarpur Nh doesn't end up at another location.

Format of the IFSC Code YESB0CUB008

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucb Cuttack Gandarpur Nh in Cuttack.

For example, the IFSC Code YESB0CUB008 of Yes Bank for the Ucb Cuttack Gandarpur Nh branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CUB008 of Yes Bank for its Ucb Cuttack Gandarpur Nh branch located in Cuttack, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Ucb Cuttack Gandarpur Nh or Cuttack to get the exact IFSC Code YESB0CUB008.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Cuttack, you'll get the correct details.

How to Use IFSC Code YESB0CUB008 for Online Transfers?

If you have the IFSC Code YESB0CUB008 for the Ucb Cuttack Gandarpur Nh branch of Yes Bank in Cuttack, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0CUB008. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0CUB008.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Ucb Cuttack Gandarpur Nh in Cuttack, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Cuttack Gandarpur Nh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Cuttack manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Ucb Cuttack Gandarpur Nh, Cuttack?

The IFSC Code is YESB0CUB008.

Is the IFSC Code YESB0CUB008 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Ucb Cuttack Gandarpur Nh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ucb Cuttack Gandarpur Nh branch?

The address of the branch is Gandarpur Nh5 753003 located in Cuttack, Cuttack, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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